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Car Finance in Leicester

Why Dealer Finance

Why Apply

By paying for your next vehicle through finance, you will find that budgeting for it is straightforward. At Sturgess Motor Group we offer plans that are suited to a variety of motorists and budgets, and will help you to find the right agreement for you.

An experienced financial adviser will always be here to help, answering your queries and tailoring a plan to your individual circumstances. All our plans are straightforward, but an adviser will make sure you fully understand the terms before you sign up.

Your vehicle finance options

A number of finance options are available to help you find the most suitable plan. From 0% APR representative and low monthly payments to models available with a low deposit, we’re able to tailor many of our finance options according to your particular circumstances.


Advance Payment Plan

An Advance Payment Plan allows you to drive your ideal car without paying a regular monthly fee. Simple make one upfront payment and choose from three options at the end of the agreement:

  • Renew the lease and choose a new model
  • Pay an optional final payment and own the vehicle
  • Return the vehicle and pay nothing more (subject to mileage restrictions and vehicle condition).

Hire Purchase

With Hire Purchase, you pay an initial deposit followed by fixed monthly payments for an agreed period of time.

You are essentially hiring the car until the final payment is made, when you become the outright owner.

Personal Contract Hire

Personal Contract Hire is like any other Contract Hire plan, but is designed for motorists that need a car for private use.

You will be given the keys to your chosen car for an agreed period and will pay a fixed lease fee for the length of the contract.

Once the agreement ends, you simply hand back the keys and face no depreciation costs.

Balloon Hire Purchase

Balloon Hire Purchase is similar to a standard Hire Purchase agreement, but involves a deferred ‘balloon’ payment which is held until the end of the agreement. 

This bulk payment reduces your regular payments, and is not optional. Once the balloon payment has been made, you own the vehicle. 

Business Contract Hire

Business Contract Hire involves leasing a vehicle for an agreed period of time. Running costs such as vehicle tax and maintenance are covered by the lease payment, and once the agreement ends, the car is returned. Businesses can claim back VAT to save money, and do not need to worry about disposing of the vehicle when it is no longer needed.

Find your ideal finance plan

Click the finance plan links on this page for more details on each of the agreements mentioned above. Enquire with your local Sturgess dealership to discuss your options and to book a test drive.